Medical travel insurance cover

If you need medical or dental assistance overseas, travel insurance will come in very handy! We’ve compiled the key information you need to have peace of mind on the road when it comes to your health.

Get a quote

Download our app to get a quote, buy a policy, and manage your cover.

Medical cover details:

Australia has a phenomenal public healthcare system – but other countries are not so fortunate. Not only can top medical assistance be difficult to access in certain parts of the world, but it can also be wildly expensive. Most other countries won't give you free care, nor will they subsidise the cost of it. For these reasons, it’s a great idea to consider taking out travel insurance with good medical cover, which comes as standard with your Freely policy.

Mental Health

We provide coverage for several pre-existing mental health conditions, including depression and anxiety (provided you haven’t been hospitalised, required treatment or changed medication in the last 12 months).

Unlimited Cover For Overseas Medical Expenses

Freely’s coverage for overseas medical and dental work has no limit provided it’s within 12 months of the onset of your illness or injury, so you can rest easy no matter how big a bill you rack up.

Pre-Existing Medical Conditions

Freely provides coverage for dozens of pre-existing medical conditions and disabilities, from congenital deafness and blindness to Coeliac disease and epilepsy (provided you haven’t been hospitalised or required treatment in the last 12 months).

What's covered in the Freely Explorer Plan

There are certain things that really should be covered when you go away, so we've grouped them into our Explorer plan to make it easier for you.

Get a quote

Purchase your policy in minutes

International & Domestic
Tick icon

Medical (International only)

Tick icon

Overseas Dental (International only)

Tick icon

Passport & Travel Documents (International only)

Tick icon

Emergency Evacuation (international only)

Tick icon

Emergency Repatriation (international only)

Tick icon

Personal Liability

Tick icon

Accidental Death & Disability

Tick icon

Cancellation and amendment

Tick icon

COVID-19 Cover

Emergency Assistance
Tick icon

24/7 Emergency & Medical Support

Tick icon

24/7 Customer Service

Tick icon

In-App Travel Safety Alerts

Tick icon

In-App COVID-19 Updates

Why choose Freely?

toggle icon
Overseas Explorer 

If your plans change, change your plan, with the flexibility to adjust your cover, even while you're away!

customer service icon
Connect to real humans
anytime, anywhere

Got questions? We've here to help with a team of travel insurance nerds, ready to answer your questions via in-app chat or call.

document icon
Get quick claims & fast resolution

It sucks when something goes wrong on your holiday, so we've made our claiming process quick and easy. Start it all on your phone, and get back to the good stuff.

time icon
24/7 Emergency Assistance

Enjoy instant access to a highly-qualified team of medical experts and crisis specialists all dedicated to looking out for you, wherever you are with your on-trip policy.

Medical cover
travel insurance

Get a quote for Medical cover travel insurance with Freely today!

Get a quote

Get cover for your stuff

Got some gear that you simply can’t leave without? Add the extra layers of cover you need to protect your stuff – and your peace of mind.

Smiling african man wearing a travel backpack
Luggage Cover
man asleep in airport waiting area
Extra Cancellation Cover
Asian woman snapping photograph
Specific Items Cover
outdoor photographers uploading images onto laptop
Gadget Cover
travellers on a conveyor belt at the airport
Flight Inconvenience Cover
Smiling african man wearing a travel backpack
Smiling african man wearing a travel backpack
Luggage Cover
man asleep in airport waiting area
Extra Cancellation Cover
Asian woman snapping photograph
Specific Items Cover from:

Frequently asked questions for Medical cover travel insurance

These are questions we often get from travellers interested in Medical cover travel insurance

Can you get travel insurance if you are pregnant?

Will I be covered for childbirth?

Up to what gestational period will Freely cover me for?

Will I be covered if I am having more than one baby?

Will I be covered if I have had pregnancy complications in the past – be it with this pregnancy or another?

Will I be covered for costs relating to the health or care of my newborn child if it is born within the covered gestational period?

Will I be covered if my pregnancy was medically assisted?

Travel insurance app that’s got your back

Just a few simple steps and you’re Freely to go...

Get a quote
Image of Freely in-app add a trip function
You're in good company.

With Freely, you know you're in good hands. The Freely product is underwritten by Zurich.