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Target Market Determination

Target Market Determination

freely's Target Market Determination

The new Design Distribution and Obligations (DDO) came into effect on 5 October 2021 and require product issuers to develop Target Market Determinations (TMDs) for the products they issue to retail clients.

A Target Market Determination is a document which describes who a product is appropriate for (target market) and any conditions around how the product can be distributed to customers.

It also describes the events or circumstances where we may need to review the Target Market Determination for a financial product.

For previous versions of the TMD, see below or speak with our support team via our Get Help page.

Current TMD

For policies issued from 31/05/2024

Previous TMD

For policies issued from 31/05/2023 and up to and including 30/05/2024

Previous TMD

For policies issued from 23/11/2022 and up to and including 30/05/2023

Previous TMD

For policies issued from 23/02/2022 and up to and including 22/11/2022

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Freely acknowledges the Traditional Custodians of Country throughout Australia and recognises their continuing connection to land, sea and community. We pay our respect to Elders past, present and emerging, and extend that respect to all Aboriginal and Torres Strait Islander peoples today. Always was, always will be Aboriginal land.

© Copyright 2024 | Freely is backed by Cover-More, a Zurich Company.

Limits, sub-limits, conditions and exclusions apply. Freely is a brand of Cover-More Insurance Services Pty Ltd (ABN 95 003 114 145, AFSL 241713), who administers the Freely Travel Insurance Product and Cancellation plan on behalf of the product issuer, Zurich Australian Insurance Limited (ABN 13 000 296 640, AFSL 232507). Any advice is general advice only. Please consider your financial situation, needs and objectives and read the Combined FSG/PDS before deciding to buy this insurance. For information on the Target Market and Target Market Determination for this product, visit our TMD page.

^ For further information please visit our Promotion and Competition Terms & Conditions.