Target Market Determination

Freely's Target Market Determination

The new Design Distribution and Obligations (DDO) came into effect on 5 October 2021 and require product issuers to develop Target Market Determinations (TMDs) for the products they issue to retail clients.

A Target Market Determination is a document which describes who a product is appropriate for (target market) and any conditions around how the product can be distributed to customers.

It also describes the events or circumstances where we may need to review the Target Market Determination for a financial product.

For previous versions of the TMD, see below or speak with our support team via our Get Help page.

Current TMD

For policies issued on or after :

Previous TMD

For policies issued from 23/11/2022 and up to and including 30/05/2023

Previous TMD

For policies issued from 23/02/2022 and up to and including 22/11/2022
The flexible travel insurance app that lets you explore Freely!

Speak with our support team

We're available everyday 7am–7pm (AEST/AEDT)