If you have a healthy pregnancy, the best time to travel tends to be during your second trimester — when the risk of complications is lowest. Whatever your reason for travelling, read on to see if Freely can meet your specific needs.
Freely provides coverage for unexpected serious pregnancy complications up until 23 weeks and 6 days.
Our included pregnancy cover only applies to single pregnancies. If you’re having twins or triplets or anything more, you’ll need to declare this in an online health assessment when getting a quote and an additional premium may apply.
If your pregnancy was medically assisted by fertility treatments (such as hormone treatments or IVF), or if you’ve experienced a complication in this or a previous pregnancy, you’ll need to declare this in an online health assessment when getting a quote. An additional premium may apply.
Childbirth is not covered. Costs relating to the health or care of a newborn child are not covered, irrespective of the stage of pregnancy when the child is born. There’s a lot of detail to unpack in the above, so refer to and read the Combined FSG/PDS for more information. To learn about the Target Market for this product, you can read our TMD.
All our overseas plans include medical expenses cover, your choice for trip cancellation cover and varying luggage cover limits as standard — subject to the conditions set out in the PDS.
~ Medical and dental cover will not exceed 12 months from onset of the illness or injury.
#The level of cover applies per policy.
^Limits, sub‑limits, conditions and exclusions apply.
*Liability collectively for Sections 12. Accidental Death, and 13. Disability is $25,000 on the Explorer plan, and $30,000 on the Explorer Pro plan.
ΔItem limit applies for any one item, set, or pair of items including attached and unattached accessories.
Build on your pregnancy travel insurance plan by adding Trip Extras to get pay-per-day cover for activities like cruising, skiing and adventure sports, as well as increased limits for your valuable items and extra cancellation cover.
For some expectant parents, an overseas trip is an awesome way to celebrate (babymoon!), while others may just want to continue with the travel plans they had before falling pregnant (we don’t blame you).
Whatever the reason for travelling, it’s a good idea to consider a travel insurance policy that can provide cover for your particular pregnancy.
Freely offers limited cover for travellers who are pregnant. If you’re pregnant (with a single pregnancy) while travelling overseas and experience an unexpected serious complication, we may provide cover up until 23 weeks and 6 days. We don’t, however, cover childbirth or any costs related to childcare after childbirth.
For more detail, please contact our team or refer to the PDS.
If you’re travelling in the first 23 weeks of your pregnancy and you meet the conditions in our PDS, we can provide you with overseas emergency medical expenses cover for serious and unexpected pregnancy complications and emergency assistance without the need to declare your pregnancy to us.
If the pregnant traveller has experienced complications with the current or a previous pregnancy; if the pregnancy was assisted (i.e. through IVF); or if it’s a multiple pregnancy (i.e. twins or triplets), this should be declared in our online health assessment to determine eligibility for cover.
For more detail, please contact our team or refer to the PDS.
A babymoon in Bali well before the third trimester lands. A last quick trip to see family in New Zealand. A wedding in Sydney you really don't want to miss at twenty-two weeks. Travelling during pregnancy is a perfectly normal part of life. Rather than starting with what can go wrong, the short pre-trip list below covers the handful of things worth lining up before you book.
Your GP or obstetrician is the right starting point. They know your pregnancy and can advise on any timing, destination, or activity factors worth considering. If anything relevant to your cover changes during that conversation (a new condition, a scan finding, or a change in how your pregnancy is being managed), that change can be relevant when you get a quote for travel insurance.
Most airlines apply their own gestational-week limits for travel, independent of your travel insurance. Check the airline before you book, and check again closer to departure if you're approaching any thresholds.
For a lot of pregnant travellers, the parts of cover that tend to matter most are overseas medical assistance, trip cancellation and amendment, and travel disruption. Although, you should always consider your specific trip to decide what other coverage you might need. Freely offers limited cover for travellers who are pregnant. If you're pregnant (with a single pregnancy) while travelling overseas and experience an unexpected serious complication, we may provide cover up until 23 weeks and 6 days. We don't, however, cover childbirth or any costs related to childcare after childbirth.
We offer cover for unexpected serious pregnancy complications that occur up to 23 weeks and 6 days (as long as certain other conditions outlined in the PDS are met).
If you’ve experienced a complication in your current or a previous pregnancy, or if you’re carrying twins or triplets, be sure to declare this in our online health assessment when getting a quote, to determine eligibility for cover.
If you fell pregnant with the assistance or hormone therapies or through IVF, be sure to declare this in our online health assessment when getting a quote, to determine eligibility for cover.
Only pay for the extra cover you need on the days you actually need it.
Update your policy on your trip so you can embrace travel spontaneity.
Get 24/7 access to our medical and emergency specialists.
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