You need to add our Motorcycle and Moped Riding Trip Extra at an additional cost to the base policy for all the days you plan on riding or being a passenger, in order to be covered. (Our overseas plans do not automatically cover moped or motorcycle riding.)
Additionally, as a general rule, regardless of the bike’s engine capacity, you must be wearing a helmet while you ride and you cannot be racing, participating in a professional capacity or doing motocross. If you’re a passenger, the person driving the bike needs to have a valid licence for riding that vehicle.
Cover is not available if you are injured in a motorcycle or moped accident arising from being under the influence of alcohol or drugs.
Be mindful that there are several terms, conditions and exclusions that apply to this Trip Extra, which you must be aware of before purchasing our travel insurance.
For more details, be sure to read the PDS.