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Single trip travel insurance

4.8
App store rating
300k
Aussies covered
24/7
Emergency assistance
Remember:

What freely covers for single trip travel

Despite your best intentions, things can go wrong when you travel. Our single-trip plans are available for both domestic and international travel. Here are some of the benefits.

Overseas medical and dental expenses

If you get sick or injure yourself overseas, you may be able to claim unlimited medical expenses incurred overseas. Cover will not exceed 12 months from onset of illness or condition.

24/7 emergency assistance and safety features

With Freely, you'll get 24/7 access to medical and emergency specialists, telehealth and geo-specific safety alerts designed to keep you safe.

Lost or stolen passport or travel documents

If your passport or important travel documents get lost or stolen, we may reimburse you for the cost of replacing them.

Helpful Tip:
You can buy your policy when you’re already on your trip – but there is a three-day no-cover period (you are not covered for these days). That’s why it’s a good idea to buy in advance, which will also cover you for pre-trip cancellation benefits.
Remember:

Find the right cover for your trip

Whether your'e heading overseas or keeping it local - all our plans include your choice for trip cancellation cover and varying luggage cover limits as standard, with medical expenses cover on overseas plans.

Overseas
Domestic
budget

Essentials

Just the basics.
Overseas medical expenses
$Unlimited~
Overseas emergency evacuation & repatriation
$Unlimited~
Cancellation
$3,000
(or cover chosen)#
LuggageΔ
$5,000^
Travel delay
$500^
Rental vehicle excess
COMPREHENSIVE

Explorer

The all-rounder.
Overseas medical expenses
$Unlimited~
Overseas emergency evacuation & repatriation
$Unlimited~
Cancellation
$5,000
(or cover chosen)#
LuggageΔ
$10,000^
Travel delay
$2,000^
Rental vehicle excess
$5,000
COMPREHENSIVE +

Explorer Pro

Fully loaded.
Overseas medical expenses
$Unlimited~
Overseas emergency evacuation & repatriation
$Unlimited~
Cancellation
$10,000
(or cover chosen)#
LuggageΔ
$15,000^
Travel delay
$3,000^
Rental vehicle excess
$10,000
budget
Essentials
Just the basics.
Cancellation
$1,000
(or cover chosen#
Additional expenses
$10,000^
LuggageΔ
Special events
Rental vehicle excess
COmprehensive
Explorer
The all-rounder.
Cancellation
$2,000
(or cover chosen)#
Additional expenses
$10,000^
LuggageΔ
$5,000^
Special events
$1,500^
Rental vehicle excess
$5,000
COMPREHENSIVE +
Explorer Pro
Fully loaded.
Cancellation
$3,000
(or cover chosen)#
Additional expenses
$10,000^
LuggageΔ
$10,000^
Special events
$2,000^
Rental vehicle excess
$8,000

~ Medical and dental cover will not exceed 12 months from onset of the illness or injury.
#The level of cover applies per policy.
^Limits, sub‑limits, conditions and exclusions apply.
*Liability collectively for Sections 12. Accidental Death, and 13. Disability is $25,000 on the Explorer plan, and $30,000 on the Explorer Pro plan.
ΔItem limit applies for any one item, set, or pair of items including attached and unattached accessories.

Need extra cover for your trip?

Build on your travel insurance plan by adding Trip Extras to get pay-per-day cover for activities like skiing, motorcycle riding and adventure sports, as well as increased limits for your valuable items and extra cancellation cover.

Travel insurance for a single trip

Travel insurance provides coverage for unexpected mishaps when you're travelling. If you’re heading off on a single trip, it’s a good idea to consider adding this layer of protection in case things go wrong – such as medical emergencies in Bali or lost luggage in Japan. Travel insurance providers such as Freely offer policies to cover all kinds of activities: from skiing and snowboarding to simply exploring a city.

Regardless of the travel insurance provider you choose, it's important to read the PDS (that‘s the product disclosure statement) before making a purchase. This is a document that outlines what is and isn't covered by that particular policy.

Why is single trip insurance important?

If you’re heading off on a trip overseas, the Australian Government website Smartraveller considers travel insurance “as important as a passport”. This is to counter some of the financial risks associated with travelling – such as getting sick and needing to be hospitalised, or having your travel plans derailed by a natural disaster.

Freely offers flexible travel insurance that provides coverage for a range of scenarios that may arise when you’re on the road – whether you’re overseas or travelling domestically. Those travelling with Freely can enjoy 24/7 access to medical and emergency specialists, live chat with our team (7am–7pm AEST/AEDT) and the ability to add extra coverage on-the-go using the Freely app.

Is it too late to get single trip travel insurance?

Though it’s best to get your travel insurance with Freely sorted before you head off on your trip – as that gives you access to benefits like pre-trip cancellation coverage – it is possible to purchase a policy from the airport as you’re leaving, or even when you are already travelling. 

Just keep in mind that if you’re already on the road when you make a purchase, we have a three-day no coverage policy.

Top tips for heading off on your trip

Here are some helpful tips to consider ...

1

Keep up to date with official travel advice

Head to Australian Government website Smartraveller to read the travel advice for all the destinations you plan to visit. The site is updated regularly with information about natural disasters, political unrest and other crises that may impact travellers. You can also subscribe to keep up-to-date with any changes.

2

Read the PDS before buying travel insurance

PDS stands for product disclosure statement. It’s a document that financial service providers (including travel insurance companies) publish so that customers fully understand what they’re purchasing. Freely’s PDS includes information about how our travel insurance policies work: the benefits, conditions and exclusions, as well as our complaints-handling procedure – among other things.

1

Stay in regular contact with someone

Give someone back home a detailed itinerary, and make a plan to keep in touch regularly. We suggest adding an emergency contact to your account in the Freely app too, so they can be reached if required.

Why choose freely

A car driving down a snowy road lined with snow covered trees

Only pay for the extra cover you need on the days you actually need it.

Hand holding a smartphone displaying the Freely app screen with a person swimming in the water, with a crowded beach and rocky shoreline in the background.

Update your policy on your trip so you can embrace travel spontaneity.

Person wearing a beanie and scarf looking at a phone at sunset with mountain silhouettes in the background.

Get 24/7 access to our medical and emergency specialists.

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Giving back to people, places and the planet

Single trip travel insurance FAQs

Can I extend a single trip policy?
What destination/s do I select for my single trip?
Do I need travel insurance for a short stopover or layover country?
When is the best time to buy travel insurance?
Is it too late to buy travel insurance once I've booked my trip?
I'm already travelling and forgot to buy insurance. Can I buy it now?
Is there a cooling-off period in case I change my mind?
What overseas emergencies can travel insurance help with - medical, evacuation, or repatriation?
What happens if my flight is delayed?
Does Freely travel insurance cover natural disasters?
What happens if I get robbed overseas?
What happens if my luggage is delayed?
What is NOT covered by Freely travel insurance?
What is the excess on a Freely travel insurance policy?

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