We Australians are an adventurous bunch, whether we're surfing in Indonesia, skiing in the Japanese alps or eating our way around Italy. Our policy has a range of benefits that may come in handy next time you take an overseas trip.
If you get sick or injure yourself overseas, you may be able to claim unlimited medical expenses incurred overseas. Cover will not exceed 12 months from onset of illness or condition.
If your luggage gets lost, stolen or damaged, we may reimburse you for the cost of your bag and its contents (limits apply and depreciation may apply). You can purchase additional coverage with our Luggage Item Limit Increase Trip Extra.
With Freely, you'll get 24/7 access to medical and emergency specialists, telehealth and geo-specific safety alerts designed to keep you safe.
One policy, endless adventure. All our overseas plans include medical expenses cover, your choice for trip cancellation cover and varying luggage cover limits as standard.
~ Medical and dental cover will not exceed 12 months from onset of the illness or injury.
#The level of cover applies per policy.
^Limits, sub‑limits, conditions and exclusions apply.
*Liability collectively for Sections 12. Accidental Death, and 13. Disability is $25,000 on the Explorer plan, and $30,000 on the Explorer Pro plan.
ΔItem limit applies for any one item, set, or pair of items including attached and unattached accessories.
Build on your travel insurance plan by adding Trip Extras to get pay-per-day cover for activities like skiing, motorcycle riding and adventure sports, as well as increased limits for your valuable items and extra cancellation cover.
Travelling internationally is undeniably awesome, but it comes with all sorts of risks – from getting sick when your body encounters new germs (looking at you, Bali belly) to natural disasters interfering with your pre-paid holiday plans.
Not only can dealing with the fallout of mishaps like this be tricky in a foreign country, especially if there’s a language barrier, but they can also be enormously expensive. This is where travel insurance may come in handy.
Travel insurance can provide financial cover when things go wrong overseas. That’s why the Australian Government Smartraveller website considers travel insurance “as important as a passport” if you’re heading on an international trip.
Our overseas plans offer travellers $Unlimited~ overseas medical expenses (~medical and dental cover will not exceed 12 months from onset of the illness or injury), evacuation and repatriation, as well as benefits like lost luggage, stolen passports and trip delays.
Conditions and exclusions apply. Be sure to read our PDS to understand what’s covered.
The Australian Government’s Smartraveller considers travel insurance essential for overseas trips. Not only because it may reimburse you for mishaps like stolen luggage or additional expenses arising from flight delays – but because it can protect you from larger financial burdens arising from a medical emergency overseas.
Additionally, if you’re going to enjoy higher-risk activities like skydiving or snow sports, or you’re planning to rent a motorcycle or moped overseas, it’s important to ensure you have adequate cover for those activities.
Our overseas plans include benefits such as $Unlimited~ overseas medical expenses (~medical and dental cover will not exceed 12 months from onset of the illness or injury), evacuation and repatriation and automatic cover for some existing medical conditions (subject to the criteria in the PDS being met; for other conditions or if your conditions don’t meet the criteria, you can apply for cover).
Plus, we also provide cover for trip cancellation and amendment, lost and stolen luggage, and additional expenses arising from flight delays.
Our pay-per-day Trip Extras provide cover for snow sports, adventure activities, moped and motorcycle rental, rental car excess and cruising. To be covered, our Trip Extras must be added to the base policy at an additional charge.
Terms and conditions apply. For more detail, be sure to read the PDS.
You can buy your Freely policy any time before departing on your trip – even if you’re sitting in the airport!
That said, sorting your travel insurance well before you depart can give you accessto the full range of benefits, including pre-trip cancellation cover if youneed to call the trip off for a covered reason, subject to conditions in thePDS.
If you’re already overseas, you can still purchase your travel insurance. Please note, however, that if you’re buying a Freely policy when already overseas, you’ll be subject to a three-day no-cover period.
For more detail, be sure to read the PDS.
Only pay for the extra cover you need on the days you actually need it.
Update your policy on your trip so you can embrace travel spontaneity.
Get 24/7 access to our medical and emergency specialists.
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