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Travel insurance for India

4.8
App store rating
300k
Aussies covered
24/7
Emergency assistance
Remember:

Find the right cover for your trip

Whether you're exploring Rajasthan's palaces or losing yourself in the chaos and colour of Old Delhi, all our overseas plans include medical expenses cover, your choice for trip cancellation cover and varying luggage cover limits as standard.

budget

Essentials

Just the basics.
Overseas medical expenses
$Unlimited~
Overseas emergency evacuation & repatriation
$Unlimited~
Cancellation
$3,000
(or cover chosen)#
LuggageΔ
$5,000^
Travel delay
$500^
Rental vehicle excess
COMPREHENSIVE

Explorer

The all-rounder.
Overseas medical expenses
$Unlimited~
Overseas emergency evacuation & repatriation
$Unlimited~
Cancellation
$5,000
(or cover chosen)#
LuggageΔ
$10,000^
Travel delay
$2,000^
Rental vehicle excess
$5,000
COMPREHENSIVE +

Explorer Pro

Fully loaded.
Overseas medical expenses
$Unlimited~
Overseas emergency evacuation & repatriation
$Unlimited~
Cancellation
$10,000
(or cover chosen)#
LuggageΔ
$15,000^
Travel delay
$3,000^
Rental vehicle excess
$10,000
budget
Essentials
Just the basics.
Cancellation
$1,000
(or cover chosen#
Additional expenses
$10,000^
LuggageΔ
Special events
Rental vehicle excess
COmprehensive
Explorer
The all-rounder.
Cancellation
$2,000
(or cover chosen)#
Additional expenses
$10,000^
LuggageΔ
$5,000^
Special events
$1,500^
Rental vehicle excess
$5,000
COMPREHENSIVE +
Explorer Pro
Fully loaded.
Cancellation
$3,000
(or cover chosen)#
Additional expenses
$10,000^
LuggageΔ
$10,000^
Special events
$2,000^
Rental vehicle excess
$8,000

~ Medical and dental cover will not exceed 12 months from onset of the illness or injury.
#The level of cover applies per policy.
^Limits, sub‑limits, conditions and exclusions apply.
*Liability collectively for Sections 12. Accidental Death, and 13. Disability is $25,000 on the Explorer plan, and $30,000 on the Explorer Pro plan.
ΔItem limit applies for any one item, set, or pair of items including attached and unattached accessories.

Helpful Tip:
Remember:

Customise your India cover with Trip Extras

Build on your India travel insurance plan by adding Trip Extras to get pay-per-day cover for activities like motorcycle riding, cruising and adventure sports, as well as increased limits for your valuable items and extra cancellation cover.

Why do I need travel insurance for India?

India offers Australian travellers some of the world's most extraordinary experiences - from Rajasthan's forts and palaces to Himalayan treks and Kerala's backwaters. If things go wrong, Freely can help with overseas medical expenses, emergency assistance, trip cancellation and disruptions, depending on your plan and circumstances. Full terms and conditions are set out in the PDS.

Here are some helpful tips to consider ...

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White rightward arrow on black background.

Why choose freely

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Only pay for the extra cover you need on the days you actually need it.

Hand holding a smartphone displaying the Freely app screen with a person swimming in the water, with a crowded beach and rocky shoreline in the background.

Update your policy on your trip so you can embrace travel spontaneity.

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Get 24/7 access to our medical and emergency specialists.

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Giving back to people, places and the planet

India travel insurance FAQs

Does Australia have a reciprocal health agreement with India?
What does Freely cover in India?
What activities in India need additional cover (Trip Extras)?
Can I buy or extend my Freely policy while already in India?
What happens if my trip to India is cancelled or disrupted?
What should I do if I have a medical emergency in India?
Does Freely cover high-altitude trekking in the Himalayas?