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Travel insurance for Canada

4.8
App store rating
300k
Aussies covered
24/7
Emergency assistance
Remember:

Find the right cover for your trip

Whether you're exploring Canada's cosmopolitan cities, hiking dazzling mountain scenery or keeping a respectful distance from the grizzly bears, all our overseas plans include medical expenses cover, your choice for trip cancellation cover and varying luggage cover limits as standard.

budget

Essentials

Just the basics.
Overseas medical expenses
$Unlimited~
Overseas emergency evacuation & repatriation
$Unlimited~
Cancellation
$3,000
(or cover chosen)#
LuggageΔ
$5,000^
Travel delay
$500^
Rental vehicle excess
COMPREHENSIVE

Explorer

The all-rounder.
Overseas medical expenses
$Unlimited~
Overseas emergency evacuation & repatriation
$Unlimited~
Cancellation
$5,000
(or cover chosen)#
LuggageΔ
$10,000^
Travel delay
$2,000^
Rental vehicle excess
$5,000
COMPREHENSIVE +

Explorer Pro

Fully loaded.
Overseas medical expenses
$Unlimited~
Overseas emergency evacuation & repatriation
$Unlimited~
Cancellation
$10,000
(or cover chosen)#
LuggageΔ
$15,000^
Travel delay
$3,000^
Rental vehicle excess
$10,000
budget
Essentials
Just the basics.
Cancellation
$1,000
(or cover chosen#
Additional expenses
$10,000^
LuggageΔ
Special events
Rental vehicle excess
COmprehensive
Explorer
The all-rounder.
Cancellation
$2,000
(or cover chosen)#
Additional expenses
$10,000^
LuggageΔ
$5,000^
Special events
$1,500^
Rental vehicle excess
$5,000
COMPREHENSIVE +
Explorer Pro
Fully loaded.
Cancellation
$3,000
(or cover chosen)#
Additional expenses
$10,000^
LuggageΔ
$10,000^
Special events
$2,000^
Rental vehicle excess
$8,000

~ Medical and dental cover will not exceed 12 months from onset of the illness or injury.
#The level of cover applies per policy.
^Limits, sub‑limits, conditions and exclusions apply.
*Liability collectively for Sections 12. Accidental Death, and 13. Disability is $25,000 on the Explorer plan, and $30,000 on the Explorer Pro plan.
ΔItem limit applies for any one item, set, or pair of items including attached and unattached accessories.

Helpful Tip:
Remember:

Customise your Canada cover with Trip Extras

Build on your Canada travel insurance plan by adding Trip Extras to get pay-per-day cover for activities like skiing, motorcycle riding and adventure sports, as well as increased limits for your valuable items and extra cancellation cover.

Why do I need travel insurance for Canada?

Canada is an incredible destination for Australians - whether you're skiing Whistler, road-tripping through the Rockies or exploring cities like Vancouver and Toronto. Australia has no reciprocal health agreement with Canada, so medical costs are your responsibility if you need treatment. Freely can help with overseas medical expenses, emergency assistance, trip cancellation and disruptions from severe weather, depending on your plan and circumstances. Always read the PDS for full inclusions, exclusions and limits.

Here are some helpful tips to consider ...

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Why choose freely

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Only pay for the extra cover you need on the days you actually need it.

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Update your policy on your trip so you can embrace travel spontaneity.

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Get 24/7 access to our medical and emergency specialists.

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Giving back to people, places and the planet

Canada travel insurance FAQs

What does Freely cover in Canada?
Can I buy or extend my Freely policy while already in Canada?
Does Australia have a reciprocal health agreement with Canada?
Does Freely cover heli-skiing or backcountry skiing in Canada?
What activities in Canada need additional cover (Trip Extras)?
What happens if my trip to Canada is cancelled or disrupted?
What should I do if I have a medical emergency in Canada?
I’m going trekking on my trip. Will I be covered?