Sailing, yachting or motor cruising outside territorial limits on a vessel over 45ft covered when Adventure Activities Trip Extra added at an additional cost to the base policy. No cover applies in international waters in a private or privately registered vessel.
From a day on a dinghy to crewing a tall ship, sailing takes plenty of forms — and both where you sail and the type of vessel can affect your cover. Sailing within territorial waters is included as standard in all Freely plans. Outside territorial limits, sailing, yachting or motor cruising can only be covered on a vessel over 45ft, by adding our Adventure Activities Trip Extra at an additional cost.
If you get sick or injure yourself overseas, you may be able to claim unlimited medical expenses incurred overseas. Cover will not exceed 12 months from onset of illness or condition.
If necessary, we'll help with emergency evacuation or repatriation to bring you home. Only applies to our overseas plans.
With Freely, you'll get 24/7 access to medical and emergency specialists, telehealth and geo-specific safety alerts designed to keep you safe.
All our overseas plans include medical expenses cover, your choice for trip cancellation cover and varying luggage cover limits as standard. Add the Adventure Activities Trip Extra for sailing outside territorial limits.
~ Medical and dental cover will not exceed 12 months from onset of the illness or injury.
#The level of cover applies per policy.
^Limits, sub‑limits, conditions and exclusions apply.
*Liability collectively for Sections 12. Accidental Death, and 13. Disability is $25,000 on the Explorer plan, and $30,000 on the Explorer Pro plan.
ΔItem limit applies for any one item, set, or pair of items including attached and unattached accessories.
Trip Extras let you build on your base policy, before you go or while you're away. Whether you want increased limits for your valuable items, extra cancellation cover, or pay-per-day cover for activities like skiing, motorcycle riding or cruising - just add what you need.
Only pay for the extra cover you need on the days you actually need it.
Update your policy on your trip so you can embrace travel spontaneity.
Get 24/7 access to our medical and emergency specialists.
