Trekking travel insurance

Trekking overseas opens up a world of adventure, with countless breathtaking trails to explore.

In Nepal, the Annapurna Circuit offers a stunning mix of lush valleys, quaint villages and Himalayan views, all without exceeding 6,000m altitude (the maximum altitude that we cover under our Adventure Boost).

For those drawn to Europe, Spain’s Camino de Santiago provides a historic pilgrimage route, blending beautiful landscapes with cultural experiences.

Closer to home, New Zealand’s Milford Track in Fiordland National Park is renowned for its dramatic scenery, from serene lakes to majestic waterfalls.

In South America, Peru’s Inca Trail leads you through cloud forests and ancient ruins to the awe-inspiring Machu Picchu.

For a more tropical setting, Indonesia’s Mount Rinjani Trek on Lombok offers a challenging but rewarding journey with stunning crater lakes and panoramic views.

Wherever your trekking adventure takes you, it’s a good idea to consider travel insurance that covers trekking, such as what Freely offers. Our  Overseas Explorer Plan automatically covers medical and emergencies for treks up to heights of 4,000m above sea level, while our Adventure Activities Boost covers treks at heights of 4,000–6,000m above sea level, for treks that take more than two days to complete.

For more detail, be sure to read our PDS.

The Australian Government’s Smartraveller website recommends travellers get travel insurance for adventure activities overseas: “even a minor injury can leave you with 1000s of dollars’ worth of medical bills” abroad.

When trekking overseas, travel insurance can provide a layer of financial protection against unexpected injuries, illnesses or accidents that can happen on the trail, especially in remote areas where medical help can be costly or hard to access.

Additionally, if you’re trekking in areas with limited infrastructure, travel insurance can cover things like medical evacuations and emergency transport to the nearest medical facility.



Travellers planning to trek under 4,000m above sea level can get cover with Freely’s Overseas Explorer Plan, while those trekking at heights of 4,000–6,000m above sea level will need to add our Adventure Activities Boost to their policy (at an additional cost) for all the days they’re trekking, if the trek takes more than two days to complete.

Freely provides cover for trekking as long as it isn’t being undertaken in a professional capacity, reasonable care is taken and specialist equipment and oxygen are not being used.

For more details, be sure to read the PDS.