Getting sick or injured when you're travelling is a real pain, but having travel insurance can help take away some of the sting. Here are some features worth knowing about before your next trip.
We can provide cover for several pre-existing mental health conditions, including depression and anxiety (provided you meet our criteria and haven't been hospitalised, required treatment or changed medication in the last 12 months).
Only applies to our overseas plans.
If you get sick or injure yourself overseas, you may be able to claim unlimited medical expenses incurred overseas. Cover will not exceed 12 months from onset of illness or condition.
Freely automatically provides cover for a range of existing medical conditions (subject to the criteria in the PDS). For conditions that don’t meet the criteria for auto cover or conditions that are not automatically covered, you can complete a health assessment at the same time you purchase your policy. If approved, an additional premium may apply.
Cover for medical and emergency dental expenses is only available in our overseas plans.
All our overseas plans include medical expenses cover, your choice for trip cancellation cover and varying luggage cover limits as standard.
~ Medical and dental cover will not exceed 12 months from onset of the illness or injury.
#The level of cover applies per policy.
^Limits, sub‑limits, conditions and exclusions apply.
*Liability collectively for Sections 12. Accidental Death, and 13. Disability is $25,000 on the Explorer plan, and $30,000 on the Explorer Pro plan.
ΔItem limit applies for any one item, set, or pair of items including attached and unattached accessories.
Build on your travel insurance plan by adding Trip Extras to get pay-per-day cover for activities like skiing, motorcycle riding and adventure sports, as well as increased limits for your valuable items and extra cancellation cover.
Accidents happen, but accessing medical support overseas as a traveller can be difficult and expensive. From a dog bite in Sri Lanka to a reef cut in Fiji, doctor and hospital fees can be very high, especially if you don’t have medical coverage.
This is where travel insurance can come in handy. In fact, according to Australian government website Smartraveller, travel insurance is “as important as a passport” if you’re heading overseas.
For travellers who have purchased one of our overseas plans and who become sick or injured while on their trip, we may provide cover for unexpected medical and hospital expenses (cover will not exceed 12 months from onset of illness or condition).
Travelling with Freely also gives you 24-hour access to our team of medical and emergency specialists, as well as live chat with the Freely support team from 7am–7pm AEST/AEDT every day.
Terms and conditions apply. For more detail, please read the PDS.
Yes, we do. Some conditions are automatically covered (subject to the criteria outlined in the PDS) by our overseas plans, while others need to be approved and may carry an additional premium. There are also existing medical conditions that we may not cover at all.
To declare your existing medical conditions for a quote, follow the steps on our Existing Medical Conditions page.
Only pay for the extra cover you need on the days you actually need it.
Update your policy on your trip so you can embrace travel spontaneity.
Get 24/7 access to our medical and emergency specialists.
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