From the sun-drenched beaches of Queensland to the rugged mountains of lutruwita/Tasmania, Australia is bursting with natural beauty, cosmopolitan cities and quirky towns. Our domestic coverage has several benefits that may come in handy when you next hit the road.
If you fall ill with COVID-19 before or on your trip, you may be able to claim the cost of additional accommodation and expenses because of it. Sub-limits and a special excess apply.
If you need to unexpectedly amend or cancel your trip for a covered reason, we can reimburse you for the costs of your prepaid, non-refundable travel arrangements (limits apply).
If your luggage gets lost, stolen or damaged, we may reimburse you for the cost of your bag and its contents (limits apply and depreciation may apply). You can purchase additional coverage with our Luggage Item Limit Increase Trip Extra.
Our domestic plans include your choice for trip cancellation cover and varying luggage cover limits as standard.
~ Medical and dental cover will not exceed 12 months from onset of the illness or injury.
#The level of cover applies per policy.
^Limits, sub‑limits, conditions and exclusions apply.
*Liability collectively for Sections 12. Accidental Death, and 13. Disability is $25,000 on the Explorer plan, and $30,000 on the Explorer Pro plan.
ΔItem limit applies for any one item, set, or pair of items including attached and unattached accessories.
Build on your travel insurance plan by adding Trip Extras to get pay-per-day cover for activities like skiing, motorcycle riding and adventure sports, as well as increased limits for your valuable items and extra cancellation cover.
Not every Australian trip is a short weekend. Family itineraries through Tasmania, caravan trips across the Nullarbor, and multi-stop holidays around the east coast can all mean meaningful prepaid travel costs, booked accommodation, and plans that depend on travel going to schedule. Domestic travel insurance for a domestic trip can help with medical cost, it is generally designed to best help with the non-medical parts of a trip such as cancellation, luggage, and travel disruption.
Cover on a Freely domestic policy is generally designed to help with three broad areas:
Trip cancellation and amendment for prepaid, non-refundable travel arrangements, where a covered reason causes you to change or cancel your plans.
Lost, stolen, or damaged luggage and travel documents during the trip.
Additional accommodation and transport costs caused by covered travel disruption.
If your domestic trip includes activities that sit outside Freely's base cover, you can build cover on top using Trip Extras (an additional premium applies).
Snow Sports: for skiing, snowboarding, and related alpine activities at Australian ski fields.
Adventure Activities: for activities that sit outside base cover, such as those in the Blue Mountains, the Top End, or north Queensland.
Cancellation: increase the amount of cancellation and amendment cover for your trip.
Only pay for the extra cover you need on the days you actually need it.
Update your policy on your trip so you can embrace travel spontaneity.
Get 24/7 access to our medical and emergency specialists.
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