Download the app
For the best experience download the Freely app
Download the app
For the best experience download the Freely app
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Please Note: you will need to download the app in order to change or update your policy
Download the app
For the best Freely experience we recommend downloading the app
Continue in browser
Please note: you will need to download the app in order to change or update your policy.
The new Design Distribution and Obligations (DDO) come into effect on 5 October 2021, and require product issuers to develop Target Market Determinations (TMDs) for the products they issue to retail clients.
A Target Market Determination is a document which describes who a product is appropriate for (target market), and any conditions around how the product can be distributed to customers.
It also describes the events or circumstances where we may need to review the Target Market Determination for a financial product.