Whether you're slurping spaghetti in Italy, sailing in Croatia or skiing the slopes of Georgia, all our overseas plans include medical expenses cover, your choice for trip cancellation cover and varying luggage cover limits as standard.
~ Medical and dental cover will not exceed 12 months from onset of the illness or injury.
#The level of cover applies per policy.
^Limits, sub‑limits, conditions and exclusions apply.
*Liability collectively for Sections 12. Accidental Death, and 13. Disability is $25,000 on the Explorer plan, and $30,000 on the Explorer Pro plan.
ΔItem limit applies for any one item, set, or pair of items including attached and unattached accessories.
Build on your Europe travel insurance plan by adding Trip Extras to get pay-per-day cover for activities like skiing, motorcycle riding and adventure sports, as well as increased limits for your valuable items and extra cancellation cover.
We get it. Europe is consistently ranked as the safest continent in the world – so why bother getting travel insurance?
Despite its ranking, though, anything can happen on your trip to Europe, including having your valuables stolen, losing your passport or getting sick – mishaps that can be super expensive to deal with while you’re overseas.
Dealing with the fallout of unfortunate events like this adds a whole extra layer of stress to your travels – both financial and emotional. This is why travel insurance can really come in handy.
In fact, the Australian Government considers travel insurance “as important as a passport” when you head overseas, regardless of how safe Europe can be.
Europe is known for its high-quality healthcare systems, but medical expenses can still be super expensive, especially for visitors.
Most countries won’t provide travellers with free or subsidised health care; instead, you will usually need to pay the full price. This is where travel insurance can really come in handy – and provided all the terms and conditions of your policy are met, your insurer may cover you for those expenses.
According to the Australian government’s Smartraveller website, medical assistance is usually the highest unexpected cost Australians face overseas. Having travel insurance with appropriate medical cover ensures that you may be financially protected in case of unexpected illnesses or accidents, including the cost of repatriation.
Travelling with a Freely policy will also give you 24-hour access to a team of medical and emergency specialists, as well as telehealth with e-script capabilities in over 70 countries and across dozens of languages.
For more detail, be sure to read the PDS.
Choosing travel insurance for your trip to Europe is an individual decision that varies from person to person. We always encourage travellers to read the PDS in full to ensure they understand what is and is not covered.
Some things to consider might be any pre-existing medical conditions you have, any adventure activities you want to do, the duration of your trip, your budget and who you are travelling with. Be sure to check how much the excess costs too, which is the amount that will be deducted from your payout in the case you have a successful claim processed.
Medical coverage tends to be very important for Australians travelling overseas, so look out for this when shopping for travel insurance. Subject to terms and conditions, Freely offers cover for overseas medical expenses and emergency repatriation and evacuation.
Plus, our travellers get access to 24-hour medical and emergency assistance, as well as telehealth access with e-script capabilities in over 70 countries.
For more detail, be sure to read the PDS.
Europe offers an enormous range of travel experiences for Australians - from multi-country itineraries and river cruises to ski seasons in the Alps. While Australia has reciprocal health agreements with a small number of European countries, this doesn't extend to evacuation or repatriation costs, cancellations or lost luggage. Freely can help with overseas medical expenses, emergency assistance, trip cancellation and disruptions, depending on your plan and circumstances. Full terms and conditions are set out in the PDS.
Here are some helpful tips to consider ...
Only pay for the extra cover you need on the days you actually need it.
Update your policy on your trip so you can embrace travel spontaneity.
Get 24/7 access to our medical and emergency specialists.
