Copy code and apply at checkout
T&Cs apply
Copy
Copied

Motorcycle rental insurance

4.8
App store rating
300k
Aussies covered
24/7
Emergency assistance

Moped and motorcycle riding covered when Motorcycle and Moped Riding Trip Extra added at an additional cost to the base policy. The PDS contains a number of conditions and exclusions that may impact or disqualify coverage around the use and handling of motorbikes. Please ensure you read it carefully and contact Freely for more information.

What freely covers for motorcycle and moped riding

Riding a scooter, motorcycle or moped overseas can be so liberating – and much easier to find a park! Freely offers coverage for licensed riders and passengers, as long as the Motorcycle and Moped Riding Trip Extra is toggled-on for the time that you’re riding. After adding this Trip Extra to your plan (at an additional cost), please make sure you’re clear on the requirements you must meet.

For bikes with an engine capacity of 250cc or less

While in control of the motorcycle or moped, you must hold a valid Australian motorcycle rider's licence or Australian motor vehicle driver's licence.

For bikes with an engine capacity above 250cc

You need to be renting the motorcycle/moped.

You need to have had an Australian motorcycle rider's licence for at least 5 years.

You need to hold a valid Australian motorcycle rider's licence while you're driving the motorcycle/moped.

You need to own a registered motorcycle in Australia with an engine capacity equal to or greater than the one you're renting.

No matter the engine capacity though, the following is a must

You must be wearing a helmet.

If you're riding as a passenger, make sure the driver has a valid licence for that vehicle.

You are not riding in a professional capacity.

You are not racing or riding motocross.

You are operating the motorbike with care in a responsible and lawful manner and obeying all  relevant road rules.

You are not impaired by or under the influence of alcohol.

Remember:

It is mandatory to have the Motorcycle or Moped Riding Trip Extra toggled-on and to meet the coverage requirements in order to be covered, whether you're driving or a passenger.

Find the right cover for your trip

All our overseas plans include medical expenses cover, your choice for trip cancellation cover and varying luggage cover limits as standard.

Overseas
Domestic
budget

Essentials

Just the basics.
Overseas medical expenses
$Unlimited~
Overseas emergency evacuation & repatriation
$Unlimited~
Cancellation
$3,000
(or cover chosen)#
LuggageΔ
$5,000^
Travel delay
$500^
Rental vehicle excess
COMPREHENSIVE

Explorer

The all-rounder.
Overseas medical expenses
$Unlimited~
Overseas emergency evacuation & repatriation
$Unlimited~
Cancellation
$5,000
(or cover chosen)#
LuggageΔ
$10,000^
Travel delay
$2,000^
Rental vehicle excess
$5,000
COMPREHENSIVE +

Explorer Pro

Fully loaded.
Overseas medical expenses
$Unlimited~
Overseas emergency evacuation & repatriation
$Unlimited~
Cancellation
$10,000
(or cover chosen)#
LuggageΔ
$15,000^
Travel delay
$3,000^
Rental vehicle excess
$10,000
budget

Essentials

Just the basics.
Cancellation
$1,000
(or cover chosen#
Additional expenses
$10,000^
LuggageΔ
Special events
Rental vehicle excess
COmprehensive

Explorer

The all-rounder.
Cancellation
$2,000
(or cover chosen)#
Additional expenses
$10,000^
LuggageΔ
$5,000^
Special events
$1,500^
Rental vehicle excess
$5,000
COMPREHENSIVE +

Explorer Pro

Fully loaded.
Cancellation
$3,000
(or cover chosen)#
Additional expenses
$10,000^
LuggageΔ
$10,000^
Special events
$2,000^
Rental vehicle excess
$8,000

~ Medical and dental cover will not exceed 12 months from onset of the illness or injury.
#The level of cover applies per policy.
^Limits, sub‑limits, conditions and exclusions apply.
*Liability collectively for Sections 12. Accidental Death, and 13. Disability is $25,000 on the Explorer plan, and $30,000 on the Explorer Pro plan.
ΔItem limit applies for any one item, set, or pair of items including attached and unattached accessories.

Need extra cover for your motorcycle rental?

Trip Extras let you build on your base policy, before you go or while you're away. Whether you want increased limits for your valuable items, extra cancellation cover, or pay-per-day cover for activities like skiing, motorcycle riding or cruising - just add what you need.

No items found.

Here are some helpful tips to consider ...

No items found.
White rightward arrow on black background.
White rightward arrow on black background.

Why choose freely

A car driving down a snowy road lined with snow covered trees

Only pay for the extra cover you need on the days you actually need it.

Hand holding a smartphone displaying the Freely app screen with a person swimming in the water, with a crowded beach and rocky shoreline in the background.

Update your policy on your trip so you can embrace travel spontaneity.

Person wearing a beanie and scarf looking at a phone at sunset with mountain silhouettes in the background.

Get 24/7 access to our medical and emergency specialists.

1% For The Planet member logo in white on transparent background.
Giving back to people, places and the planet

Still got questions?

Does Freely travel insurance cover motorbike and scooter riding overseas?
Does Freely provide medical cover if I have an accident on a scooter or motorbike while I’m travelling?
I want to rent a scooter, moped or motorbike on my trip. Will I be covered?

Explore these great reads

Travel articles
Don't tell me how to Camino
23
September
2024
3 mins
Travel articles
A travel guide to the Kyrgyz Republic
13
January
2023
4 mins
Travel articles
How female surfers are making a splash in Bali
16
September
2025
4 mins
Travel articles
Scandi Cool: What to Do, See & Eat in Stockholm
1
May
2026
5 mins