Travel Insurance for your Cruise

If you’re jumping on a multi-night cruise soon, seeing as you’ll be getting off the ship in all kinds of far-flung destinations, it’s a great idea to think about getting Cruise Cover.

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Download our app to get a quote, buy a policy, and manage your cover.

Cruise Cover highlights:

Cruise passengers are among the happiest kinds of travellers – and it’s not just because you only have to unpack once! Whether you’re puttering around the Mediterranean or voyaging across the Canadian Arctic, cruise holidays are a fabulous way to travel via the magic of a floating hotel. Before you head off into the horizon, it’s a good idea to consider getting Cruise Cover so that you’re protected when things go wrong both on and off shore.


Trip cancellations and overseas medical expenses due to COVID-19 are included if you purchase Cruise boost. For claims related to COVID-19sub-limits and a special excess apply.

Onboard Medical Costs

Freely has coverage for overseas medical and emergency dental that arise when you’re on board.

Ship-to Shore Medical Costs

If you need to be repatriated to an onshore medical facility while you’re on your cruise, Freely has coverage for your expenses.


Freely Coverage

You can add cruise cover once you have your Freely Explorer coverage. We’ve grouped the travel insurance essentials here to make things easy.

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International & Domestic
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Medical (International only)

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Overseas Dental (International only)

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Passport & Travel Documents (International only)

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Emergency Evacuation (international only)

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Emergency Repatriation (international only)

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Personal Liability

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Accidental Death & Disability

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Cancellation and amendment

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COVID-19 Cover

Emergency Assistance
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24/7 Emergency & Medical Support

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24/7 Customer Service

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In-App Travel Safety Alerts

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In-App COVID-19 Updates

Why choose Freely?

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Overseas Explorer 

If your plans change, change your plan, with the flexibility to adjust your cover, even while you're away!

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Connect to real humans
anytime, anywhere

Got questions? We've here to help with a team of travel insurance nerds, ready to answer your questions via in-app chat or call.

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Get quick claims & fast resolution

It sucks when something goes wrong on your holiday, so we've made our claiming process quick and easy. Start it all on your phone, and get back to the good stuff.

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24/7 Emergency Assistance

Enjoy instant access to a highly-qualified team of medical experts and crisis specialists all dedicated to looking out for you, wherever you are with your on-trip policy.

Add Cruise Cover

You can purchase the Cruise Cover Boost once you have your Overseas Explorer cover.

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Get cover for your stuff

Got some gear that you simply can’t leave without? Add the extra layers of cover you need to protect your stuff – and your peace of mind.

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Luggage Cover
man asleep in airport waiting area
Extra Cancellation Cover
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Specific Items Cover
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Gadget Cover
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Flight Inconvenience Cover
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Smiling african man wearing a travel backpack
Luggage Cover
man asleep in airport waiting area
Extra Cancellation Cover
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Specific Items Cover from:

Frequently asked questions for Cruise Cover

These are questions we often get from travellers interested in Cruise Cover

What cover do I need if I am going on a domestic cruise?

What destination do I select for my cruise?

Will I be covered if I get sick on board a cruise?

Will I be covered if I get COVID-19 on board a cruise?

Will I be covered if my cruise gets cancelled, cut short or quarantined due to COVID-19?

Can I just get medical cover for my cruise?

Travel insurance app that’s got your back

Just a few simple steps and you’re Freely to go...

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You're in good company.

With Freely, you know you're in good hands. The Freely product is underwritten by Zurich.