Travel Insurance for Car Rental

Who doesn’t love a road trip?! If you’re hiring a car on your next overseas jaunt, protect yourself against hefty excess fees by taking out Car Rental Cover.

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Download our app to get a quote, buy a policy, and manage your cover.

Car Rental highlights:

Renting a car overseas means you can travel on your own terms – just make sure you know which side of the road everyone drives on. There’s also nothing worse than being footed with a huge excess bill if your rental vehicle is in an accident, gets stolen or falls victim to vandalism. To avoid unexpected costs – and to save yourself forking out for insurance with the car rental company – it’s wise to take out Car Rental Cover.

Campervan & Motorhome

As long as your rental vehicle is under 6 tonnes, it will fall under our Car Rental Cover.

Damaged Vehicle Excess

If your rental vehicle is damaged by a collision, vandalism, a windstorm, fire, hail or a flood, we’ll provide covevage for either the insurance excess or the repair costs.


Freely provides coverage for your rented vehicle against theft by paying the insurance excess.


Freely Coverage

You can add car rental cover once you have your Freely Explorer coverage. We’ve grouped the travel insurance essentials here to make things easy.

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International & Domestic
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Medical (International only)

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Overseas Dental (International only)

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Passport & Travel Documents (International only)

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Emergency Evacuation (international only)

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Emergency Repatriation (international only)

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Personal Liability

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Accidental Death & Disability

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Cancellation and amendment

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COVID-19 Cover

Emergency Assistance
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24/7 Emergency & Medical Support

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24/7 Customer Service

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In-App Travel Safety Alerts

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In-App COVID-19 Updates

Why choose Freely?

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Overseas Explorer 

If your plans change, change your plan, with the flexibility to adjust your cover, even while you're away!

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Connect to real humans
anytime, anywhere

Got questions? We've here to help with a team of travel insurance nerds, ready to answer your questions via in-app chat or call.

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Get quick claims & fast resolution

It sucks when something goes wrong on your holiday, so we've made our claiming process quick and easy. Start it all on your phone, and get back to the good stuff.

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24/7 Emergency Assistance

Enjoy instant access to a highly-qualified team of medical experts and crisis specialists all dedicated to looking out for you, wherever you are with your on-trip policy.

Add Car Rental

You can purchase the Car Rental Boost once you have your Overseas Explorer cover.

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Get cover for your stuff

Got some gear that you simply can’t leave without? Add the extra layers of cover you need to protect your stuff – and your peace of mind.

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Luggage Cover
man asleep in airport waiting area
Extra Cancellation Cover
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Specific Items Cover
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Gadget Cover
travellers on a conveyor belt at the airport
Flight Inconvenience Cover
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Smiling african man wearing a travel backpack
Luggage Cover
man asleep in airport waiting area
Extra Cancellation Cover
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Specific Items Cover from:

Frequently asked questions for Car Rental

These are questions we often get from travellers interested in Car Rental

What is covered if I rent a car?

What isn’t covered if I rent a car?

If a car accident is not my fault, who pays?

Whose name should be on the rental car agreement?

If I have an accident in my rental car, are third party damages and third party liability covered?

Can I increase my rental car excess limit?

Does rental car excess pay for the full cost of repairs to the vehicle?

Are there age restrictions for Car Rental cover?

Travel insurance app that’s got your back

Just a few simple steps and you’re Freely to go...

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You're in good company.

With Freely, you know you're in good hands. The Freely product is underwritten by Zurich.