Travel insurance for Europe

9.5/10
Forbes Advisor Rating
24/7
Emergency Assistance

freely Essentials Plan

Our Essentials Plan offers coverage for medical and dental emergencies, evacuation and repatriation, and accidental death and disability – as well as your belongings and the cost of your trip if it gets interrupted.

Then, if you need additional coverage for things like cancellation, trip inconvenience, snow or adventure activities, simply customize your Essential Plan by adding our Trip Extras.

Cover for your health

Accidental death$10,000

If you suffer an injury caused solely and directly by violent, accidental, visible and external means (as opposed to being caused by sickness or disease) that results in your death, we will pay your estate the amount (provided your death occurs within one year of the accident).

Disability$10,000

If you suffer an injury caused solely and directly by violent, accidental, visible and external means (as opposed to being caused by sickness or disease) that results in your permanent total loss of sight in one or both eyes or the loss of use of one or more limbs, we will pay you the amount shown in the Plan purchased (provided the loss occurs within one year of the accident).

Coverage for medical

Emergency medical expense$500,000~

Emergency dental expense$1,000

Emergency evacuation & repatriation$1,000,000

Accidental death & dismemberment$50,000

Coverage for your trip

Trip interruptionUp to 150% of trip cost

24/7 Emergency assistanceTelehealth & medical specialists

Live chat supportSpeak to our team via the app

Coverage for your belongings

Lost, stolen or damaged baggage$2,500

Baggage delay$250

There’s a lot of detail to unpack in the above, so please refer to and read our Travel Insurance Policy for more information on coverage limitations and exclusions.
~Emergency medical expense is $50,000 for NH residents.

Need extra coverage for your European trip?

Build on your Essentials Plan by adding Trip Extras to get protection for things like trip cancellation and snow activities, and extra coverage for personal belongings.

Why choose freely

A car driving down a snowy road lined with snow covered trees

Only pay for the extra cover you need on the days you actually need it.

Hand holding a smartphone displaying the Freely app screen with a person swimming in the water, with a crowded beach and rocky shoreline in the background.

Update your policy on your trip so you can embrace travel spontaneity.

Person wearing a beanie and scarf looking at a phone at sunset with mountain silhouettes in the background.

Get 24/7 access to our medical and emergency specialists.

1% For The Planet member logo in white on transparent background.
Giving back to people, places and the planet
No items found.