Activities like motorcycle riding, snow sports and cruising require adding a Trip Extra to your policy for an additional cost. Please read the PDS for all the terms of the cover. Discount applies to new Freely travel insurance policies quoted and paid for between 00:00 AEST on 9 June 2026 and 23:59 AEST on 31 December 2026. Not available with any other offer. The discount applies to the total premium paid, inclusive of any variations or amendments to cover and is applied before taxes. Limits, sub-limits, conditions and exclusions apply. Any advice is general advice only. Issued by Zurich Australian Insurance Limited (ABN 13 000 296 640, AFSL 232507). Consider the Combined FSG/PDS and the TMD before deciding if the product is right for you.

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Say hello to freely

Freely is flexible, award-winning travel insurance in the palm of your hand. All our plans includes overseas medical, trip and luggage cover, plus optional-add ons (Trip Extras) so you only pay for what you need, while enjoying live chat support, easy-to-submit claims and 24/7 access to medical and emergency specialists from our app.

Lost, stolen or damaged luggage

If your luggage gets lost, stolen or damaged, we may reimburse you for the cost of your bag and its contents (limits apply and depreciation may apply). You can purchase additional coverage with our Luggage Item Limit Increase Trip Extra.

Cancellation and amendment costs

If you need to unexpectedly amend or cancel your trip for a covered reason, we can reimburse you for the costs of your prepaid, non-refundable travel arrangements (limits apply).

Existing medical conditions

Freely automatically provides cover for a range of existing medical conditions (subject to the criteria in the PDS). For conditions that don’t meet the criteria for auto cover or conditions that are not automatically covered, you can complete a health assessment at the same time you purchase your policy. If approved, an additional premium may apply.

App features

Get a quote

Booking a trip? Get a quote in minutes with the Freely app for your next adventure.

Easy-to-submit claims

We know accidents can sometimes happen while you're away, so we’ve made it easier to submit a claim with the Freely app.

Add Trip Extras

For example, if you unexpectedly get the chance to go skiing, you can use our app to add a Snow Sports Trip Extra – in real time!

Safety alerts

With our built-in SOS feature, you'll receive geo-specific safety alerts in near real time.

Medical and emergency assistance

Get in-app support while you're on your trip with 24/7 access to telehealth and our medical and emergency specialists.

Chat support

Got questions? Get help by speaking with our support team via live chat every day 7am–7pm (AEST/AEDT).

Build and adjust your policy

Build on your plan by adding Trip Extras to get on-the-go cover for activities, from motorbike riding to adventure sports, as well as greater protection for your personal belongings and enhanced cancellation and amendment coverage.

freely's mission

As part of our continued efforts to give back to people, places and the planet, we donate 1% of our revenue to environmental and social initiatives we feel passionate about.
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